Bad Credit/Adverse Mortgages

Poor Credit History? Historically, 'adverse' or 'sub-prime' lending for those with poor credit histories meant high fees and high interest rates.

Our Financial Advisers can help you find a mortgage to clear up all your debt issues, keep you on the housing ladder or even just get you on the ladder, when you did not think it was possible.

Specialist Lending Advice

Our Mortgage Search System provides our Financial Advisers with access to all of the adverse mortgage lenders in the UK. Whether you have had trouble getting a mortgage because of Sheriff Court Judgments, Bankruptcy, Trust Deeds or even Loan Arrears/Defaults, we can help. Our Financial Advisers regularly deal with all the major adverse mortgage lenders and know what lending criteria each one requires to be met.

Repair Your Credit Rating

Often after maintaining your repayments for an agreed period of time some lenders will allow you to switch to a more competitive product. This means lower interest rates and lower monthly instalments. Contact us today and let us see if we can help.