First Time Buyers

At the Independent Financial Centre we know that buying your first home can be an intimidating process.

Daunting?

How much can I borrow? What will my monthly repayments be? What fees will I need to pay? How do I get on the housing ladder if I don't have a deposit? Should I take out insurance? What is the difference between a fixed, discounted or capped rate mortgage? These are some of the questions that first time buyers need answered. We realise that it is absolutely crucial to our clients that they understand and are happy with all the issues that arise whilst purchasing their first home.

Sound Advice

The wrong advice can mean that you take on the wrong type of mortgage which could end up costing you thousands of pounds in unnecessary fees and repayments, which could be put to better use repaying your mortgage. We aim to provide straightforward, simple advice and pride ourselves on delivering it in as friendly a way possible.

Impartial Advice

Once our Financial Advisers have talked you through the financial aspects of the property buying process they will provide you with impartial advice on the full range of mortgage products available on the high street. Our Mortgage Search System brings all the products available together under one roof and allows us to find the one that is best suited to you.

Need a Solicitor?

Buying your first property is probably the first time many of our clients will ever require a solicitor. We can provide you with a solicitor from Aberdein Considine, who offer reduced legal fees when you arrange your mortgage with the Independent Financial Centre.

Best of All – It’s Free

We are delighted to arrange a no obligation initial appointment with one of our fully qualified Financial Advisers who can show you how much we can save you on your monthly mortgage payments. What many of our clients don’t realise when they come to see us is that our advice is free. We may receive a commission from your lender but there will be no cost to you.